TERMS AND CONDITIONS

1. Introduction

Effective Date: April 21, 2026

Welcome to The Boring Financial Company LLC (“Company,” “we,” “us,” or “our”). By accessing our website at boringfinancial.com or using our services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

1. Description of Service

The Boring Financial Company provides financial consulting, generational wealth management, tax strategy education, and business management services. Communications may be delivered via email, phone, and SMS/MMS messaging to facilitate account updates, appointment reminders, and financial insights.

2. SMS/Mobile Messaging Program

By providing your phone number and opting in to receive messages, you agree to the following terms regarding our SMS program:

  • Express Consent: By opting in, you provide express written consent to receive recurring automated and personalized text messages (e.g., SMS and MMS) from The Boring Financial Company. Consent is not a condition of any purchase or financial agreement.

  • Program Description: Messages may include appointment reminders, account alerts, tax deadline notifications, and occasional financial strategy updates.

  • Message Frequency: Message frequency varies based on your interaction with our team and the specific services you have requested.

  • Message and Data Rates:Message and data rates may apply. Please check with your mobile carrier for details on your plan’s pricing.

  • Carrier Liability: Mobile carriers are not liable for delayed or undelivered messages.

3. Opt-Out and Support

We provide straightforward methods for managing your communications:

  • How to Opt-Out: You can cancel the SMS service at any time. Just reply STOP After you send the message "STOP," we will send you a final SMS to confirm you have been unsubscribed. After this, you will no longer receive SMS messages from us unless you re-opt in.

  • How to Get Help: If you are experiencing issues with the messaging program, you can reply with the keyword HELP for more assistance, or contact us directly at support@boringfinancial.comor office (888) 927-0946.

4. Privacy and Data Security

Your financial privacy is our priority. In compliance with 2026 A2P 10DLC standards:

  • No Sharing for Marketing: The Boring Financial Company LLC does not sell, rent, or share your personal information—including your mobile phone number or opt-in data—with third parties or affiliates for their own marketing or promotional purposes.

  • Data Use: Your mobile information is used strictly to provide the financial services you have explicitly requested.

  • Full Policy: For more details, please review our Link to Privacy Policy

5. Prohibited Use

You agree not to use our communication channels to send any content that is illegal, fraudulent, or contains "SHAFT" (Sex, Hate, Alcohol, Firearms, Tobacco) content. As a financial firm, we strictly prohibit the use of our services for "get rich quick" schemes or unauthorized debt collection.

6. Contact Information

The Boring Financial Company

915 W. Foothill Blvd Suite 362
Claremont, CA 91711
Phone: (888) 927-0946
Email: support@boringfinancial.com